St. Charles Homes with Split Level Style

St. Charles Homes with Split Level Style

Welcome to St. Charles County, Missouri, a vibrant area that beautifully marries the charm of historic roots with modern conveniences. Nestled along the banks of the Missouri River, St. Charles boasts a rich heritage, evident in its quaint downtown area filled with unique shops, delightful eateries, and stunning architecture. Known for its friendly community atmosphere, excellent schools, and a plethora of recreational opportunities, St. Charles is a perfect place for families, young professionals, and retirees alike.

One of the architectural styles that stands out in this picturesque county is the split-level home. These homes are not just a trend; they offer a unique blend of functionality and style that suits the diverse needs of today’s homeowners. With their distinctive multi-tiered design, split-level homes provide ample living space while maintaining an inviting atmosphere. The layout typically features separate levels for living and sleeping areas, allowing for privacy and separation of spaces—ideal for families with children or those who enjoy entertaining guests.

In St. Charles, you’ll find a variety of split-level homes, each exuding character and charm. Many of these properties come equipped with spacious backyards, perfect for outdoor gatherings or simply enjoying the serene surroundings. The versatility of split-level homes allows for creative interior design, making it easy to personalize your space to reflect your unique style.

Whether you’re looking to settle down in a historic neighborhood or a modern community, St. Charles County offers a wonderful selection of split-level homes that cater to your lifestyle. Discover your dream home in this enchanting locale today!

Newest St. Charles Homes with Split Level Style

$325,000
3 Beds ⋅ 2 Baths ⋅ 26036164 MLS ⋅ COMING SOON Status
Welcome to 656 Nancy Drive! This well-cared-for split foyer home sits on a large corner lot and features a brand-new roof and brand-new paint, making it truly ready-to-go! You'll find 1,788 square feet of comfortable living (public records), including three generously sized bedrooms, two full bathrooms and a finished lower level with even more room to relax and spread out. The generously sized kitchen offers the option for a quick and easy eat-in area with the addition of a small table or breakfast bar, while the separate dining room provides the perfect setting for meals and entertaining. The main living area is filled with natural light thanks to three floor-to-ceiling windows, highlighting the beautiful wood flooring. Each bedroom features a custom closet system, making organization a breeze. Storage is abundant throughout, with hall closets, built-in storage in the laundry room and other smart storage options. Outside, is a large, private backyard with a big patio and newer privacy fence. And then there's the parking! The truly oversized two-car garage offers exceptional room for parking, storing and more, plus the expansive driveway has a full additional parking lane for multiple extra vehicles—or even an RV or boat! Talk about location! This home offers easy access to several nearby parks, close by dining options, shopping and entertainment on Historic Main Street St. Charles and the Streets of St. Charles. Everyday conveniences, grocery shopping and schools are close by, while Lindenwood University is just minutes away. Commuters will appreciate convenient access to Hwy 70, Hwy 364 and Hwy 370, and Lambert International Airport is approximately 18 minutes away. It’s a location that makes getting where you need to go—and enjoying where you live—easy! BONUS FEATURES! The Ring Doorbell and refrigerator stay with the home; the kitchen sink features a water filtration system for fresh, filtered water right at your fingertips; enjoy the convenience of a MyQ smart garage door opener system—just a few more thoughtful extras that will make you want to call this house your home!

656 Nancy Dr, St Charles
$325,000
3 Beds ⋅ 2 Baths ⋅ 26048968 MLS ⋅ COMING SOON Status
Welcome home! This beautifully updated and well-maintained property offers thoughtful improvements both inside and out. A newer driveway, installed in 2025, leads to the home and its newer front door. Inside, you’ll find newer flooring (2021), new vinyl windows (2024), and an incredible updated kitchen completed in 2025. The spacious living room flows seamlessly into the dining area, creating an inviting space for everyday living and entertaining. A fireplace with ventless gas logs adds warmth and ambiance, while vaulted ceilings extend throughout the living room, dining room, and kitchen. A sliding glass door opens to a large deck overlooking the fenced-in backyard—perfect for relaxing, entertaining, or enjoying the outdoors. The main level features three bedrooms and two full bathrooms, offering comfortable one-level living. The lower level provides additional flexible space with a family room/office, ideal for a home office, recreation area, or cozy gathering space. Outside, additional updates include a Class 3 roof installed in 2024 and a stainless-steel chimney cover. With its numerous updates, desirable layout, and inviting outdoor spaces, this home is ready for its next chapter. Don’t miss the opportunity to make it yours! One year Guard Home Warranty included. Hot tub stays with the home.

1629 Lynncove Ln, St Charles
$295,000
3 Beds ⋅ 2 Baths ⋅ 26054500 MLS ⋅ ACTIVE Status
Beautifully maintained, 3 bedroom, 2 bath, multi-level home in a desirable St. Peters location. The exterior is low maintenance with brick, vinyl siding, enclosed fascia/soffits, architectural shingles, front door and sidelights with leaded glass, a predominately level back yard, 16 x 20 composite deck, Leafguard gutter system, buried downspouts (front of the home) and an oversized 2 car garage. The garage is 22’4 deep and has a 5.6 x 5 storage area in addition. The main floor has an Entry, Dining/Flex Room, Family Room, Kitchen and Breakfast Room with a door to the backyard and deck. There are 3 bedrooms and 2 full bathrooms up a short staircase and walk down a short staircase to a partially finished lower level. Laundry facilities are on the same level as you enter from the garage. Features include laminate flooring on the main level, 42 inch cabinets, gas range, stainless steel appliances (except the range), Bosch dishwasher, refrigerator, microwave, large window over the kitchen sink overlooking the backyard, recessed lighting, breakfast bar, pantry, 6 panel doors, lever door hardware, attic fan, and two closets in the Primary Bedroom. The Primary Bath has a raised height vanity, shower with semi frameless shower doors and ceramic tile flooring. The secondary bathroom has an added depth tub/shower, raised height vanity and ceramic tile flooring. The lower level is partially finished with a large Recreation/Family area and a closet. There is approx. 2,122 sq ft of fantastic living space in this home. During their ownership, most windows in the home have been replaced, some as recently as 2023 (Andersen Low E on the side of the home). The inside was freshly painted in August of 2026. The garage has insulated garage doors, wall cabinetry and garage door openers. Enjoy several St. Peters Parks located in the neighborhood (Nob Hill Fitness Park and 32 Acre Spencer Creek Park) and walking trails (Spencer Creek Trail) that take you directly to Laurel Park or City Centre Park and the St. Peters Rec Plex. Fantastic home, amazing location, so much to love!

16 Mill Race Dr, St Peters
$337,500
3 Beds ⋅ 3 Baths ⋅ 26056717 MLS ⋅ ACTIVE Status
Completely renovated and given new life from top to bottom, this move-in-ready home offers the feel of a fresh start with extensive updates inside and out. The exterior has been transformed with new siding, new windows, a new roof with all-new sheathing, a new driveway and new patio, creating strong curb appeal and eliminating many of the big-ticket projects buyers often worry about. Inside, you’ll find new flooring, fresh paint, updated lighting and modern finishes throughout. The all-new kitchen features white shaker-style cabinetry, butcher block countertops, stainless steel appliances and a clean, functional design that flows naturally into the living areas. Both full bathrooms on the main level have been completely updated, and an additional full bathroom was added on the lower level, bringing the home to three full bathrooms. The finished lower level provides valuable additional living space that can be used for entertaining, recreation, a home office, guest area or a combination of uses. The renovation went well beyond cosmetic finishes. New drain tile and a new sump pump were installed, and the City of St. Peters recently repaired the sewer lateral line. The HVAC system is approximately six years old and has a new fan motor. New Electrical Panel! The fireplace provides a great architectural focal point and is for decorative purposes only; it is not operational. From the roof, siding, windows, driveway and patio to the kitchen, bathrooms, lower level and drainage improvements, this home has been thoughtfully updated with both appearance and function in mind. A tremendous amount of work has gone into giving this home a whole new life—ready for its next owner to move in and enjoy.

18 Craigwood Dr, St Peters
$449,000
3 Beds ⋅ 2 Baths ⋅ 26055594 MLS ⋅ ACTIVE Status
A rare opportunity to own a Bloodgood-designed mid-century modern home, reimagined for modern life on 1.68 private acres in O'Fallon. Built in 1964 and featured in Better Homes & Gardens, this 2,064 sq. ft. split-level pairs distinctive architectural character with an extensive top-to-bottom renovation. Inside, you'll find 3 bedrooms plus a flexible fourth room ideal for a home office or guest space, and 2 fully renovated bathrooms. The updated kitchen features quartz countertops and KitchenAid appliances, while the primary suite offers a vaulted bathroom and walk-in closet. Since 2021, the home has undergone an extensive renovation including new windows, HVAC with three mini-split systems, a new roof, upgraded 200-amp electrical service, new septic system, upgraded well pump, water heater, water softener, exterior paint, sidewalks, and landscaping. Outside, enjoy mornings on the restored deck or newer patio overlooking 1.68 private acres, a detached oversized two-car garage with EV-charger-ready outlet, and a powered storage shed. Distinctive architecture, substantial acreage, and major system upgrades make this a home that's difficult to replicate and ready for its next owner!

707 Genteman Rd, O'Fallon
$350,000
4 Beds ⋅ 2 Baths ⋅ 26050001 MLS ⋅ ACTIVE Status
Welcome to 109 Golden Harvest Court, a beautifully updated 4-bedroom, 2-bath home offering approximately 1,707 square feet of comfortable living space on a spacious 0.42-acre lot. Step inside to discover a bright, open interior featuring fresh paint throughout and new luxury vinyl plank flooring. The updated kitchen showcases new cabinetry, granite countertops, stainless steel appliances, and plenty of workspace for everyday living and entertaining. Vaulted ceilings and abundant natural light enhance the open living and dining areas. The finished lower level provides additional flexible living space suitable for a family room, recreation area, or home office. Outside, enjoy the new deck overlooking the generous backyard—perfect for relaxing, entertaining, or outdoor activities. Additional highlights include four well-sized bedrooms, two full bathrooms, and an attached two-car garage. Conveniently located in St. Peters within the Francis Howell R-III School District, this move-in-ready home combines modern updates, functional living space, and an impressive lot. Schedule your private showing today!

109 Golden Harvest Ct, St Peters
$340,000
4 Beds ⋅ 3 Baths ⋅ 26046018 MLS ⋅ ACTIVE Status
4 BEDROOMS • 3 FULL BATHS • TWO PRIMARY SUITE OPTIONS • FRANCIS HOWELL SCHOOLS Get more space and flexibility for your money in this spacious St. Peters home offering approximately 1,800 square feet, 4 bedrooms, and 3 full baths in the highly sought-after Francis Howell School District. The versatile floor plan offers the unique opportunity for two primary suites, making this home ideal for guests, multi-generational living, a home office, or anyone looking for flexible living space. The main level offers 3 bedrooms and 2 full baths, with thoughtful details including crown molding throughout much of the home, UV-tinted windows, and windows replaced in 2022. The finished lower level adds valuable living space and functions beautifully as a private secondary suite or retreat, featuring a spacious bedroom, large walk-in closet with organizers, wood-burning fireplace, and a completely updated full bath with a walk-in shower and dual shower heads. The flexible space can easily adapt to your needs as a guest suite, second primary bedroom, recreation area, or multi-generational living space. Outside, enjoy a large, level backyard with a wood privacy fence and covered deck, providing plenty of room for entertaining, relaxing, pets, or play. A backyard shed offers additional storage, and hot tub hookups are already in place. The two-car garage and extended driveway provide generous parking, including space for a third vehicle. The combination of 4 bedrooms, 3 full baths, two potential primary suites, finished lower-level living space, large fenced yard, covered outdoor living, and Francis Howell schools makes this home an excellent opportunity for buyers who want more flexibility and functionality without moving into a higher price range. The washer, dryer, and refrigerator are included, making your move even easier. Conveniently located in St. Peters with easy access to shopping, dining, major highways, and everyday amenities, this home offers space, flexibility, and value in a desirable school district. Come see how much more this home has to offer than the square footage alone.

1273 Poseidon Ct, St Peters
$295,000
3 Beds ⋅ 3 Baths ⋅ 26049312 MLS ⋅ ACTIVE UNDER CONTRACT Status
Welcome home to this stunning 3 bedrooms, 2.5 bathrooms house with1444 sqft of living space at the perfect location! House comes with an open floor plan that living room connect to the dining room, kitchen and deck. The 1 year old beautiful kitchen has white shaker cabinetry, gorgeous Quartz countertop, nice backsplash, garbage disposal, dishwasher and Microwave are one year old, refrigerator is 2.5 year old. House also had luxury vinyl flooring installed 3 year ago, all newer light fixtures and 2 beautifully updated bathrooms. Finished lower level has a good size recreational room, sleep area and an half bath. New roof will be installed at August 8th

3060 Laurel Village Circle, St, St Peters
$350,000
3 Beds ⋅ 3 Baths ⋅ 26049764 MLS ⋅ ACTIVE Status
Spacious St. Peters home offering a flexible tri-level layout, multiple living areas, and a large backyard backing to trees and common ground! The main level features a bright living area and kitchen, with 3 bedrooms and 2 full baths upstairs. The finished lower level adds a family room, additional room with egress, and half bath—perfect for a home office, guest space, playroom, or additional living area. Recent improvements include a BRAND-NEW HVAC SYSTEM and NEW CARPET, giving buyers some valuable updates already completed. Enjoy the added privacy of the backyard while still being conveniently located near shopping, dining, schools, parks, and major highways. Plenty of space, a versatile floor plan, and a great St. Peters location—schedule your showing today!

23 Crescent Woods Dr, St Peters
$284,900
3 Beds ⋅ 2 Baths ⋅ 26045556 MLS ⋅ ACTIVE Status
Welcome to this inviting 3-bedroom, 2-bath split-level home offering approximately 1,239 square feet of comfortable living space in desirable St. Charles County with the peaceful charm and country feel often sought after in Lincoln County. This home is ready to move in and is just waiting for your family to call it home! Ideally located near Indian Camp Creek Park, this property offers the perfect blend of convenience, outdoor recreation, and a relaxed country feel. The functional split-level floor plan provides comfortable living spaces with room to fit your lifestyle, whether you're entertaining guests or enjoying a quiet evening at home. The unfinished basement offers excellent potential for future expansion, featuring egress windows for an additional bedroom, giving you the opportunity to create additional living space tailored to your needs. Enjoy the benefits of a country-inspired atmosphere while remaining close to modern conveniences. Don't miss your chance to make this well-located home your own!

1116 Marathon Dr, Foristell
$649,900
4 Beds ⋅ 3 Baths ⋅ 26030764 MLS ⋅ ACTIVE Status
Nestled on 8+ scenic acres off coveted Matson Hill Road in Unincorporated St. Charles County, this meticulously maintained retreat offers the perfect blend of refined comfort and peaceful country living. Surrounded by mature trees, wildlife, and nature, this stunning property delivers privacy without sacrificing convenience. Welcoming foyer opens to formal living and dining rooms before leading to a breathtaking vaulted and beamed great room anchored by a wood-burning fireplace. Spacious country kitchen features custom wood cabinetry, Corian countertops, center island, double ovens, and breakfast area that opens to an expansive approx. 36’x20’ deck with tempered glass railing designed to maximize views of the surrounding woods and wildlife. Enjoy deer, turkey, birds, and a private wooded path leading to a wet-weather creek. Upper level offers 3 spacious bedrooms with hardwood flooring throughout. Luxurious owner’s suite includes walk-in closet and updated bath with marble tops, adult-height double vanities, and tiled shower. Finished walk-out lower level is ideal for multi-generational living or guest quarters with sleeping area, den, kitchenette, and full bath. Oversized side-entry garage offers RV hookup, generator hookup, workshop space, and abundant storage. Circular driveway welcomes guests while additional drive leads to pole barn with electric and lean-to for equipment, hobbies, workshop, or storage. Minutes from Matson Hill Park, the Katy Trail, wineries, and all the beauty Defiance area living has to offer.

800 Matson Hill Rd, Defiance
$319,900
3 Beds ⋅ 3 Baths ⋅ 26028052 MLS ⋅ ACTIVE Status
BRAND NEW home with every option you could imagine! They include vaulted ceilings, rounded “bullnose” corners, granite or quartz countertops, stainless steel appliances, 42" cabinets with "cushion close", custom neutral-colored paint job throughout, LVT flooring throughout most of the home, framed windows, taller baseboards, adult-sized cabinets in bathrooms with marble countertops, walk-in closets, upgraded carriage garage doors with openers on 2 CAR Garage, full bath rough-in, panel doors (many varieties), and upgraded water/light fixtures throughout the house! Second FLOOR laundry! Fully sodded yard (front/sides/back). *Pictures are of previously built homes. Builder/Broker* This home is USDA eligible.

1186 Marathon Dr, Foristell
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