St. Charles County Homes under $350,000

St. Charles County Homes under $350,000

Welcome to St. Charles County, Missouri—a vibrant community that beautifully blends rich history with modern living. Nestled just outside of St. Louis, St. Charles is renowned for its charming downtown area, historic architecture, and picturesque riverfront along the Missouri River. The county boasts excellent schools, an array of parks, and a lively arts scene, making it a desirable place for families, young professionals, and retirees alike.

For those seeking their dream home without breaking the bank, St. Charles County offers a fantastic selection of homes priced under $350,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find an impressive variety of options that cater to different tastes and lifestyles. From cozy single-family homes in friendly neighborhoods to modern townhouses that provide low-maintenance living, the possibilities are endless.

Imagine settling into a lovely three-bedroom home with a spacious backyard perfect for summer barbecues or a charming two-bedroom cottage that’s just a short stroll from the vibrant shops and cafes of historic Main Street. With a thriving real estate market, you can find properties that not only fit your budget but also offer the comforts and amenities you desire.

Living in St. Charles County means embracing a lifestyle filled with community events, outdoor adventures, and easy access to the cultural offerings of nearby St. Louis. With homes under $350,000, your dream of homeownership is within reach in this delightful corner of Missouri. Come explore the possibilities and discover why so many are proud to call St. Charles County home!

Newest St. Charles County Homes under $350,000

157 Ripple Creek Dr, Lake St Louis
$346,698
3 Beds ⋅ 2 Baths ⋅ 26063838 MLS ⋅ ACTIVE Status
McBride Homes’ Burlington 2-story 3BR, 2 BA will be move in ready this winter! Craftsman exterior! This beautiful townhome has an open floorplan with a lg family room, breakfast area, & kitchen w/extended breakfast bar. The kitchen has level 3 Benton Sarsaparilla 42” cabinets, quartz countertops, & stainless-steel GE appliances. Wood laminate flooring throughout the main level! Primary bedroom has 2 large walkin closets & private bath w/double bowl vanity, linen closet & walkin shower. The 2nd floor has a laundry room, 2 extra bedrooms w/walk-in closets, & full bath! Extras: ¾ bath rough in at LL, 6 panel white interior doors, & garage coachlights. Dogwood Grove features an enclave of low-maintenance townhomes in the heart of Lake Saint Louis. Enjoy a community dog park, plus lawn care, snow removal, & exterior maintenance included through the HOA. Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Similar photos shown.

157 Ripple Creek Dr, Lake St Louis
2031 Preston Woods Pkwy, Lake St Louis
$339,000
3 Beds ⋅ 3 Baths ⋅ 26063020 MLS ⋅ COMING SOON Status
Fantastic ranch home in O’Fallon’s coveted Preston Woods! Offering solid bones and a great layout, this home is ready for its next owner to add a few personal touchups and customize it to suit their style. A charming covered porch opens to a bright layout featuring a dedicated home office, a cozy living room with a gas fireplace, and a sunlit kitchen equipped with 42" cabinets, stainless steel appliances, and a dining area. The main-floor primary suite boasts a walk-in closet, dual-sink vanity, soaking tub, and step-in shower. Two extra bedrooms, a second full bath, and main-floor laundry add everyday convenience. The finished basement is an absolute highlight—featuring an open rec room, a guest/teen bonus room with an attached full bath, and massive storage space! Outside, enjoy a private fenced yard and patio. Neighborhood perks include a pool, clubhouse, and playground, close to highways, schools, and shopping. Incredible value with room to build instant equity!

2031 Preston Woods Pkwy, Lake St Louis
14 Quiet Meadow Ct, St Peters
$315,900
2 Beds ⋅ 2 Baths ⋅ 26063735 MLS ⋅ COMING SOON Status
COMPLETELY RENOVATED & MOVE-IN READY! Every detail of this beautiful 2BR, 2BA villa has been thoughtfully updated. Tucked on a peaceful court in a small, quiet community, this home features vaulted ceilings, abundant natural light w/ open floor plan. The stylish kitchen offers shaker-style white cabinetry, granite, stainless appliances, counter-depth refrigerator, subway tile backsplash, under/upper-cabinet lighting. Both baths have been updated, including a custom-tile step-in shower in the primary suite. Improvements include luxury vinyl plank flooring, newer paint throughout, HVAC (2022), 40-gal water heater, ceiling fans, antique bronze hardware, new roof (2023), and Genie garage door opener (2026). Laundry includes Samsung front-load washer/dryer (2023), storage cabinetry and shelving. Enjoy the gas fireplace, private patio & spacious backyard. HOA handles lawn care, trash removal, snow removal & select exterior maintenance. Leave the upkeep behind and enjoy easy villa living!

14 Quiet Meadow Ct, St Peters
502 Pine St, St Charles
$290,000
2 Beds ⋅ 2 Baths ⋅ 26057910 MLS ⋅ ACTIVE Status
Welcome home to Midtown St. Charles! This charming corner-lot ranch delivers comfort, convenience, and style in the heart of Midtown. Inside, you'll find two bedrooms and two full bathrooms, with a recently updated kitchen and baths that make this home completely move-in ready. The finished basement adds valuable flexibility, including a dedicated office space with a large closet, ideal for working from home or hobbies. Outside, the flat backyard is ready for entertaining, complete with a firepit for those perfect evenings. A 10x12 shed provides plenty of storage for tools and project supplies. Showing notes: The shed will not be accessible until next week, or sooner. The piano will be removed prior to closing.

502 Pine St, St Charles
2 Hickory At Wilmer Xing, Wentzville
$342,900
26063715 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Hickory Ranch. Pricing will vary depending on various interior/exterior selections. This home boasts an oversized great room, plus dream kitchen features plenty of cabinetry and eat-in dining area. Available breakfast bar for additional seating! The master suite includes a walk-in closet, separate shower/tub, and linen closet in the private master bath. The Hickory includes main floor laundry, soffits & fascia and much more! Additional selections include a 4th bedroom, bay window, gas fireplace, and opt kitchen w/ extended dining area. Enjoy peace of mind with McBride Homes' 10 year builders warranty and incredible customer service! Onsite amenities at Wilmer Crossing include a community playground, pavilion with BBQ pits and picnic tables, and pickleball court. Display photos shown.

2 Hickory At Wilmer Xing, Wentzville
128 Green Gables Dr, Wentzville
$225,000
2 Beds ⋅ 1 Baths ⋅ 26063648 MLS ⋅ ACTIVE Status
***Open House Sunday 10/4 at Noon - 2PM*** Welcome to this well-maintained Villa in a desirable 55+ community! This bright and inviting home features and abundance of natural light, 2 spacious bedrooms and large full bathroom. The kitchen includes new stainless steel appliances and the washer and dryer are included. Enjoy relaxing outdoors from the welcoming front porch or the covered back porch, which offers added privacy. New laminate flooring in the main living areas. The oversized one-car garage provides plenty of room for parking and additional storage. Enjoy the ease of maintenance free living, with lawn care, landscaping and snow removal taken care of for you, leaving more time to relax and enjoy your home. Conveniently located in Wentzville, close to shopping, restaurants, entertainment, the theater, hospital, all the conveniences you are looking for. Move-in ready and easy living in a great location.

128 Green Gables Dr, Wentzville
1618 Muegge Rd, St Charles
$299,900
2 Beds ⋅ 1 Baths ⋅ 26062435 MLS ⋅ COMING SOON Status
Welcome to this charming 2-bedroom, 1-bath ranch offering beautiful hardwood floors, an oversized lot, and plenty of possibilities! The functional single-level layout provides comfortable living with great natural light and timeless character throughout. Outside, the expansive lot offers ample space, while the detached garage provides additional parking, storage, or workspace. Whether you're looking for a place to call home, considering an investment opportunity, or exploring the property's potential for future commercial use, this property offers incredible versatility. Conveniently located with easy access right off of hwy 364, nearby shopping, dining, and businesses.

1618 Muegge Rd, St Charles
71 Gray Owl Garth Ct, St Charles
$335,000
3 Beds ⋅ 4 Baths ⋅ 26063588 MLS ⋅ ACTIVE Status
Welcome to 71 Gray Owl Garth Court! Freshly updated and move-in ready, this 3-bedroom, 4-bath home offers a fantastic combination of space, updates and a convenient St. Charles County location. Step inside to find fresh paint throughout the entire home, all-new carpeting and beautiful hardwood flooring throughout portions of the main level. The spacious family room features a brick fireplace and abundant natural light, while the separate dining room offers a large bay window and plenty of room for entertaining. The kitchen and adjoining breakfast area provide an easy flow to the newer, maintenance-free deck—perfect for relaxing, grilling or enjoying the backyard. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath. The finished walkout lower level adds even more usable living space with a large recreation/family room, second fireplace, full bath and additional sleeping or flex space—ideal for guests, a home office, workout room or playroom. Outside, enjoy the newer maintenance-free deck, patio and private backyard setting. Centrally located in St. Charles County with excellent access to Highway 364 and Highway 94, making it easy to reach shopping, dining, schools and everything the surrounding area has to offer. Fresh, clean and ready for its next owner—schedule your showing today! As always, please double check school districts for accuracy!

71 Gray Owl Garth Ct, St Charles
6 S Perry Cir, O'Fallon
$320,000
3 Beds ⋅ 2 Baths ⋅ 26062175 MLS ⋅ ACTIVE Status
Updated, move-in ready, and packed with bonus space, this charming ranch offers the perfect blend of comfort, functionality, and outdoor living! This beautifully updated 3-bedroom, 2-bath home features a partially finished basement with incredible versatility. The lower level includes a spacious family room and two additional bonus rooms ideal for a home office, hobby room, workout space, or guest accommodations. This home checks all the boxes: updated throughout, two full bathrooms, a partially finished basement, fenced backyard, patio, fire pit, storage shed, and attached garage. From the moment you step inside, you'll appreciate the warmth and charm of the inviting living room, which flows seamlessly into the dining area and kitchen. Step outside from the dining area to enjoy the private, fenced backyard complete with a patio, fire pit, and shed, creating the perfect setting for entertaining or relaxing evenings at home. Downstairs, the newly finished lower level provides additional living space, laundry area, ample storage, a bathroom rough-in, and two versatile bonus rooms. Don't miss this move-in-ready gem. Schedule your showing today!

6 S Perry Cir, O'Fallon
637 Norma Dr, St Charles
$310,000
3 Beds ⋅ 2 Baths ⋅ 26063459 MLS ⋅ ACTIVE Status
Move-in ready 3-bed, 2-bath ranch on a corner lot in Sunnybrook Park. Major systems updated: new roof (2021), new HVAC with brand-new A/C (2022), new back bedroom flooring, and a new back patio drainage pipe (2026). Kitchen offers granite countertops, maple cabinets, a deep pantry, room for a large island or table, stainless dishwasher, and a newly installed microwave (2026). The main-floor flex room addition (living room) walks out to the 12x16 deck and adds a bonus storm room in the walk-out lower level. Fully fenced backyard with brand-new chain link fencing (2023). Attached 1-car garage with opener, concrete driveway, public water/sewer, no HOA. Washer and Dryer in basement come with house. Convenient commuter location near Hwy 370 & I-70. Disclosure on file.

637 Norma Dr, St Charles
2 Aspen Ii At Harvest Mnrs, O'Fallon
$342,900
3 Beds ⋅ 2 Baths ⋅ 26063471 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Aspen II Ranch. Pricing will vary depending on interior/exterior selections. Your family will love this beautiful open floorplan! The great room leads into the kitchen with center island and walkin pantry, plus spacious adjacent dining area with glass sliding doors leading to a covered patio or deck. The master suite features dual closets and a private master bath. Main floor also features laundry room and coat closet off garage. Lots of large windows for natural light! Available bay windows in dining room or master bedroom, and great room fireplace. The Aspen II includes 2 car garage, soffits & fascia and much more! Enjoy peace of mind with McBride Homes' 10 year builders warranty and incredible customer service! Harvest at Hwy N and Hopewell offers incredible onsite amenities. It’s not just a home, it’s a lifestyle! Display photos shown.

2 Aspen Ii At Harvest Mnrs, O'Fallon
2 Berwick At Harvest Mnrs, O'Fallon
$339,900
3 Beds ⋅ 3 Baths ⋅ 26063463 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2.5BA Berwick Two Story. Pricing will vary depending on various interior/exterior selections. This home features an incredible spacious family room, perfect for entertaining! Enjoy the expansive kitchen with lots of cabinetry and available center island. This space opens to a large dining area with access to the backyard, plus you can personalize with bay windows or built in desk. Upstairs you’ll find a large master bedroom with walk-in closet and available luxury master bath, 2 secondary bedrooms, and 2nd floor laundry. The Berwick includes 2 car garage, soffits & fascia and much more! Enjoy peace of mind with McBride Homes' 10 year builders warranty and incredible customer service! Harvest at Hwy N and Hopewell offers incredible onsite amenities. It’s not just a home, it’s a lifestyle! Display photos shown.

2 Berwick At Harvest Mnrs, O'Fallon
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