Lake St. Louis Homes under $400,000

Lake St. Louis Homes under $400,000

Welcome to Lake St. Louis, Missouri – a picturesque gem nestled in the heart of St. Charles County. Known for its stunning lakes, vibrant community, and rich recreational opportunities, Lake St. Louis offers a unique blend of suburban charm and outdoor adventure. With its serene ambiance and friendly atmosphere, it’s no wonder that families and individuals alike are drawn to this delightful city.

Lake St. Louis is not just about its beautiful landscapes; it boasts a strong sense of community with various local events, farmers' markets, and festivals that bring residents together throughout the year. The city is surrounded by lush parks and scenic trails, perfect for hiking, biking, or simply enjoying a leisurely stroll. The centerpiece of the area is the beautiful Lake St. Louis itself, which offers a myriad of water activities, from boating to fishing, ensuring that every day feels like a vacation.

For those considering making Lake St. Louis their home, you'll be pleased to know that there are fantastic housing options available under $400,000. This price point provides access to a diverse range of homes, from cozy single-family residences to charming townhouses, all within a welcoming community. With its affordable real estate market, Lake St. Louis is an ideal location for first-time homebuyers, growing families, or anyone looking to enjoy the tranquility of lakeside living without breaking the bank.

Discover the perfect blend of nature, community, and affordability in Lake St. Louis – your dream home awaits!

Newest Lake St. Louis Homes under $400,000

2 Burlington At, Lake St Louis
$302,900
3 Beds ⋅ 2 Baths ⋅ 26063417 MLS ⋅ ACTIVE Status
Pre-Construction. TO-BE-BUILT floor plan ready to personalize into your dream home! LIST PRICE and PHOTOS are for 3BR, 2BA Burlington two-story. Perfect attached townhome for young professionals or those looking to downsize! Pricing will vary depending on various interior/exterior selections. This home features an open floorplan with wonderful living room that flows to the kitchen and dining area. Plenty of cabinetry, plus optional breakfast bar for additional seating. The primary suite includes a large walk in closet and private bathroom. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices include 2nd floor laundry, luxury master bath, and more! Dogwood Grove offers unbeatable value for new construction townhomes in the Lake St. Louis area. Enjoy low-maintenance living with access to a dog park and beautifully maintained common ground. Enjoy peace of mind with McBride Homes' 10 year builders warranty! Display photos shown.

2 Burlington At, Lake St Louis
3002 San Souci Dr Unit 3002, Lake St Louis
$139,900
2 Beds ⋅ 2 Baths ⋅ 26062159 MLS ⋅ ACTIVE Status ⋅ Mystic Village Condos BLDG.
Welcome home to this beautiful move-in ready condo in the desirable Lake St. Louis community with so many great features and amenities! You’ll love the new updated kitchen, new main level flooring, fresh paint, amazing LSL amenities and more! Step inside to the light & bright living room with beautiful new luxury vinyl plank flooring and convenient main floor half bathroom. The dining room boasts new luxury vinyl plank flooring and access to the private, fenced backyard with patio perfect for enjoying your morning coffee! The fully updated kitchen offers new custom cabinetry, new stainless steel appliances, sleek backsplash, and new flooring. The upper level features two spacious bedrooms and modern, updated full hall bathroom! More living space to love in the partially finished lower level with fresh paint and large storage room. Resort style living awaits with full lake access, golf, pools, clubhouse, marinas, parks, concerts & endless Lake St. Louis community activities! Easy, low maintenance living!

3002 San Souci Dr Unit 3002, Lake St Louis
133 Harbor View Dr, Lake St Louis
$249,999
3 Beds ⋅ 2 Baths ⋅ 26061086 MLS ⋅ ACTIVE Status
Are you still dreaming of Sweet Summertime?!?! Residents of Harbor Town, in the heart of Lake St. Louis, are still enjoying warm days out on the lake and sandy days at the private beach. Experience the ultimate "staycation" lifestyle in this beautifully maintained 3-bedroom, 1.5-bath townhome in the heart of the sought-after Harbor Town community! Step inside to find a freshly painted interior with newer laminate flooring throughout the main floor. The inviting main floor features a cozy living room anchored by a wood-burning fireplace, a functional kitchen with a convenient breakfast bar, and a bright dining room—perfect for everyday living or hosting friends. Upstairs, the primary bedroom is a peaceful retreat with soaring vaulted ceilings and a spacious walk-in closet, accompanied by two additional bedrooms and a full bath. The excitement continues in the partially finished lower level, which offers a versatile home office or sleeping area and an extra bonus room for a gym or hobby space. Step outside to your private patio that backs directly to the community pool for easy summer fun. Best of all, owning here gives you access to the prestigious Lake St. Louis Community Association amenities: two private lakes for boating and fishing, a 20,000 sq. ft. clubhouse, three pools, tennis and pickleball courts, and a 9-hole golf course. Don't miss your chance to enjoy resort-style living at an incredible value!

133 Harbor View Dr, Lake St Louis
2804 Savoy Dr Unit 2804, Lake St Louis
$167,000
3 Beds ⋅ 3 Baths ⋅ 26058812 MLS ⋅ ACTIVE Status
Spacious and updated 3-bedroom, 3-bath townhome with full basement in Lake St. Louis. Newer floors throughout main level boasting a bright and airy kitchen which opens to the generously sized breakfast room, this flows right into the cozy living room sized perfectly for family gatherings, then we also have a half bath with extended space to complete the main level. You will love how open and airy this main floor is. Then upstairs you’ll find three bedrooms and two full baths, including a large primary suite with oversized walk-in closet and private bath with shower. The secondary bedrooms are nicely sized with larger windows. The finished basement offers a family room/recreation room plus plenty of storage. And if you want to enjoy your morning coffee outside, you can walk right out your back door to a private little oasis which is currently a blank canvas for you to design to your hearts content and make it your perfect outdoor living space. And lets not forget the reason people are drawn to Lake St. Louis, you can now enjoy Lake St. Louis Community Association rights, and everything that has to offer including access to two lakes, clubhouse, pool, golf, tennis, pickleball, and more. There are over 55 different clubs you can join, so there is something for everyone here. Two HOA fees (monthly and annual) apply—contact association for details.

2804 Savoy Dr Unit 2804, Lake St Louis
1941 Gascony Parc Dr Unit 1941, Lake St Louis
$98,000
1 Beds ⋅ 1 Baths ⋅ 26057230 MLS ⋅ ACTIVE Status ⋅ Mystic Village Condos BLDG.
Check out this main level Lake St. Louis Condo! This condo offers a large living area with tons of natural light and connects to the dining area that then brings you to the kitchen. Kitchen is complete with plenty of cabinet & counter space. The bedroom is large with a walk-in closet and the bathroom features a tub/shower combo and vanity. This condo has several additional closets throughout for great storage. This condo is in a great location with the pool and clubhouse nearby and many other amenities available including: 2 lakes, beach access, boating with power boats allowed, golf course, playground, recreation facilities, tennis courts and laundry facility. Not only having great amenities included with this condo it is also conveniently located close to desirable restaurants, hospitals, shopping destinations and major highways. This desirable Lake St. Louis Community has it all so do not hesitate to come check out this wonderful condo today! Seller is motivated to sell and willing to help a buyer with closing costs.

1941 Gascony Parc Dr Unit 1941, Lake St Louis
526 Golden Leaf Ct, Lake St Louis
$389,000
3 Beds ⋅ 3 Baths ⋅ 26056335 MLS ⋅ ACTIVE Status
Seller says bring a offer! Exceptional comfort and convenience await in this pristine, 6-year-young two-story home in Lake St. Louis's highly desirable Wyndstone community! This move-in-ready gem features 3 bedrooms, 2.5 baths, and a bright, functional layout designed for modern living. The gourmet kitchen boasts upgraded cabinetry, a handcrafted gas range hood, a custom coffee station, quartz countertops, a tile backsplash, and seamless flow into the main living areas. Upstairs, enjoy spacious bedrooms, a private primary suite with built-in closet organization, and convenient second-floor laundry. Step outside to your peaceful private backyard retreat featuring a paver patio, Jacuzzi, and fire pit with tempered fire glass—perfect for entertaining or relaxing. Prime location with quick access to I-64, Hwy N, Hawk Ridge Trail, The Meadows, and top-rated parks!

526 Golden Leaf Ct, Lake St Louis
1 Rue De Paix Unit 6, Lake St Louis
$229,000
2 Beds ⋅ 2 Baths ⋅ 26053659 MLS ⋅ ACTIVE Status ⋅ Lake View Forest #2 BLDG.
Welcome home to this beautiful 2-bedroom, 1.5-bath end-unit condo in Lake St. Louis, located in the Wentzville School District and serving Timberland High School! Filled with natural light and featuring soaring ceilings, skylights, charming architectural details, and inviting indoor and outdoor spaces, this home offers a layout that feels bright, open, and spacious from the moment you step inside. Enter into the open floor plan where the kitchen features stainless steel appliances, a double oven, and a large window with a shelf spanning the width of the window—perfect for plants, or your favorite herbs. An adjoining dining area provides plenty of room for a kitchen table and flows directly into the impressive two-story living room. The living room is the true heart of the home, featuring a dramatic two-story vaulted ceiling with two skylights that bring in an abundance of natural light. A wood-burning fireplace creates a cozy focal point, while built-in shelving adds character and convenient display space. Sliding glass doors lead directly to the back patio, creating an easy extension of the living space for entertaining, grilling, or simply relaxing outside. A 7' x 4' exterior storage closet provides additional space for seasonal, patio items, and more. Head upstairs where the open railing overlooks the living room below, enhancing the home's airy, open feel. The primary bedroom features a private balcony overlooking the front yard, vaulted ceiling, two spacious closets, and another charming window shelf. The second bedroom also offers a vaulted ceiling, two closets, and its own window shelf. The upstairs bathroom offers a unique and functional layout with a double-sink vanity in one area and a separate space featuring a soaking tub, separate shower, toilet, and skylight. A main-level half bath adds convenience for guests. Storage continues into the garage, where wire shelving and wall hooks provide plenty of room to keep belongings organized. As an end unit, this condo also enjoys a desirable location within the community, with additional parking available in a nearby parking area. Enjoy living in Lake St. Louis near the area's big lake while being conveniently located near shopping, dining, and everyday amenities. With its soaring ceilings, skylights, wood-burning fireplace, private balcony, patio, and light-filled interior, this condo has so much to offer. Don’t miss out—schedule your showing today!

1 Rue De Paix Unit 6, Lake St Louis
154 Ripple Creek Dr, Lake St Louis
$358,147
3 Beds ⋅ 3 Baths ⋅ 26054730 MLS ⋅ ACTIVE Status
McBride Homes’ Burlington 2-story 3BR, 2.5BA will be move in ready this winter! Farmhouse exterior! This beautiful townhome has an open floorplan with a lg family room w/ceiling fan, breakfast area, & kitchen w/extended flush breakfast bar. The kitchen has level 4 Brellin White 42” cabinets, quartz countertops, & stainless-steel GE appliances. Wood laminate flooring throughout the main level! Primary bedroom has 2 large walkin closets & private bath w/double bowl vanity, linen closet & walkin shower. The 2nd floor has a laundry rm, 2 extra bedrooms w/walk-in closets, and full bath! Extras include ¾ bath rough in at LL, 6 panel white interior doors, & garage coachlights. Dogwood Grove features a charming enclave of low-maintenance townhomes in Lake Saint Louis. Enjoy a community dog park, plus lawn care, snow removal, and exterior maintenance included through the HOA. Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Similar photos shown.

154 Ripple Creek Dr, Lake St Louis
2417 S Lakeridge Ct, Lake St Louis
$370,000
3 Beds ⋅ 3 Baths ⋅ 26053866 MLS ⋅ ACTIVE Status
PRICE IMPROVEMENT & NEW LANDSCAPE being installed at the rear of the villa! Fantastic Large 3-bedroom, 3-bath attached villa with over 2600 square feet backing to a peaceful common area and beautifully landscaped yard, with access to all the amenities of LSL. Enjoy the tranquil setting from your private back deck—this villa truly says WELCOME HOME! Plus a new roof being installed in October 2026 and has been paid for by the sellers! Step inside to a spacious foyer that opens to a huge great room featuring vaulted ceilings, beautiful hardwood flooring, and a cozy gas fireplace. The kitchen offers abundant cabinetry and updated countertops, providing plenty of workspace for everyday living and entertaining. The kitchen, breakfast room, and foyer feature easy-care ceramic flooring. The main-level primary suite overlooks the fantastic backyard and offers a full bath with a walk-in shower, double sinks, and generous closet space. The oversized second bedroom provides plenty of room for guests, family, or a home office. The finished lower level expands your living space with a spacious recreation/family room, convenient bar area, full bath, and a third bedroom with a wonderful view of the common area behind the villa. Plenty of unfinished area for storage too. An attached two-car garage provides convenient parking and additional storage. With its peaceful setting, spacious floor plan, finished lower level, and fantastic amenities, this villa offers comfortable, low-maintenance living in a welcoming setting. Come see why this one feels like home!

2417 S Lakeridge Ct, Lake St Louis
292 Still Creek Dr, Lake St Louis
$350,140
3 Beds ⋅ 3 Baths ⋅ 26053365 MLS ⋅ ACTIVE Status ⋅ Burlington BLDG.
McBride Homes’ Burlington 2-story 3BR, 2.5BA will be ready this winter! Craftsman exterior! This beautiful townhome has an open floorplan with a lg family room, breakfast area, & kitchen w/extended breakfast bar. The kitchen has level 4 Brellin White 42” cabinetry, quartz countertops, & stainless-steel GE appliances. Wood laminate flooring throughout the main level! Primary bedroom has 2 large walkin closets & private bath w/double bowl adult height vanity, enclosed toilet, linen closet & walkin shower. 2nd floor has a laundry room, 2 extra bedrooms w/walk-in closets, & full bath! Extras: ¾ bath rough in at LL, 6 panel white interior doors, upgraded fixtures, & garage coachlights. Dogwood Grove features a charming enclave of low-maintenance townhomes in Lake Saint Louis. Enjoy a dog park, plus lawn care, snow removal, and exterior maintenance included through the HOA. Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Similar photos shown.

292 Still Creek Dr, Lake St Louis
167 Rue Grand Dr, Lake St Louis
$379,900
3 Beds ⋅ 3 Baths ⋅ 26051804 MLS ⋅ ACTIVE Status
Welcome to this fully renovated 3-bedroom, 3-bath home located in the desirable Lake St. Louis Community Association, offering over 2,500 square feet of finished living space! The main level features a spacious family room with a wood-burning fireplace, creating a warm and inviting gathering space. The brand-new kitchen offers fresh, modern finishes, while the dining area connects seamlessly to the living room, providing an open and comfortable flow for everyday living and entertaining. The primary bedroom features a private en suite bath, while two additional main-floor bedrooms share a beautifully updated full bath with double sinks. The finished lower level adds even more versatility with a large recreation room, sleeping area, and full bath—ideal for guests, a home office, or additional living space. Outside, enjoy a large yard with plenty of room to relax, play, or entertain. Major improvements include a new roof and new windows, along with extensive updates throughout. With over 2,500 square feet of finished space and access to the amenities of the Lake St. Louis Community Association, this move-in-ready home offers an impressive combination of space, updates, and location.

167 Rue Grand Dr, Lake St Louis
12 Pyrenees Dr, Lake St Louis
$399,900
3 Beds ⋅ 4 Baths ⋅ 26051637 MLS ⋅ ACTIVE UNDER CONTRACT Status
Welcome to this beautifully updated 3-bedroom, 3.5-bathroom multi-level home located in Lake St. Louis, complete with lake rights and a 2-car garage! Wonderful curb appeal welcomes you with new landscaping and front exterior lighting. Step inside to a spacious living room featuring vaulted ceilings, an open-concept layout, and modern updates. The new built-in electric fireplace, mantel, and entertainment center create a stunning focal point in the main living area. The kitchen is truly the heart of the home, offering an abundance of custom white cabinetry, granite countertops, stainless steel appliances, and a cozy breakfast room that opens to the covered wood deck—perfect for enjoying your morning coffee. Upstairs, the spacious primary suite features an updated bathroom with walk-in shower, along with two additional bedrooms and an updated full bath. The lower-level family room offers ceramic tile flooring, a cozy wood-burning fireplace, half bath, and French doors leading to the backyard. Step outside to enjoy the private outdoor space, complete with a concrete patio and firepit—an inviting setting for relaxing evenings, entertaining guests, and making memories year-round. The basement provides even more flexible living space with a bonus room ideal for an office, playroom, or storage, plus a large sleeping area with an additional full bath featuring a walk-in shower and a separate utility/laundry room. With lake rights and access to the many recreational amenities Lake St. Louis has to offer, this home is one you won’t want to miss!

12 Pyrenees Dr, Lake St Louis
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